Featured Service

Credit Card & Debit Card
processing:

ACCEPT ALL MAJOR CREDIT CARDS:
MASTERCARD®, VISA®, AMERICAN EXPRESS®, DISCOVER®, AS WELL AS ATM/DEBIT CARDS..

Merchant Testimonials

" I thought my business, was not fully equipped to handle credit card transactions, but then I found A1 Merchant Accounts and I can't believe how easy the whole process was, and how my business has grown!"

- M.H. Long Island, NY

Merchant Account FAQs

Interested in merchant account services? Below are some Frequently Asked Questions about applying for merchant account services and credit card processing.

Q. What credit cards can I accept?

A. You can accept credit cards from Visa, MasterCard, American Express and Discover.

Q. How long does it take to start accepting credit cards?

A. Our online application will take less than 3 minutes to complete. Most of our merchant accounts start accepting credit cards within 24 - 48 hours.

Q. Do you offer free technical support?

A. Yes, you will be provided with a toll-free 800 number to handle any problems or questions about your merchant account.

Q. What is a Discount Rate?

A. The discount rate is the percentage of each transaction that the processing company charges to handle the transaction for you.

Q. What is a Virtual Terminal?

A. A web-based terminal enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection.

Q. When can I expect the money from my sales to appear in my bank account?

A. We offer Next day Funding on Visa and MasterCard transactions and 48 - 72 hours with American Express.

Q. Do I receive any training on the merchant account equipment?

A. Yes, you will be fully trained on all equipment and merchant software at No Charge.

Q. What is an Address Verification System (AVS)?

A. An Address Verification System verifies that the address and zip code match the credit card customer.

Q. Can I accept and process credit card payments on the phone?

A. Yes, click here to learn more about Telephone Credit Card processing

Q. Can I accept credit card payments over the Internet?

A. Yes, if you have an online store, sell on eBay or use a shopping cart, Internet Credit Card Processing is for you; especially with next day funding.

PRIME Merchant Services is a registered ISO/MSP for HSBC Bank USA, National Association, Buffalo, NY